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Economic Crisis and Consumer Debt in South Korea
Unformatted Document Text:  Who are the credit defaulters? Before analyzing the discourse of over-consumption, we first need to grasp the character of credit defaulters as the object of analysis. Who are the credit defaulters? With some survey statistics, we can construct the outlines. <Figure 3> are the aggregate data including all credit defaulters by Korea Federation of Banks in 2004. These statistics show that the age of credit defaulters is relatively young by taking 50 percent on ages of 20-30. <Figure 3> Gender and ages of the credit defaulters (%, All=3,615,367) Source: Source: http://www.kfb.or.kr There is not any data relating to the amount of debt and income on the whole of credit defaulters. <Figure 4> and <Figure 5> are the survey data on 465,918 respondents by Credit Counseling & Recovery Service. <Figure 4> Amounts of debt (%, $, All=465, 918) 7

Authors: Kim, Soon.
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background image
Who are the credit defaulters?
Before analyzing the discourse of over-consumption, we first need to grasp the character
of credit defaulters as the object of analysis. Who are the credit defaulters? With some survey
statistics, we can construct the outlines. <Figure 3> are the aggregate data including all credit
defaulters by Korea Federation of Banks in 2004. These statistics show that the age of credit
defaulters is relatively young by taking 50 percent on ages of 20-30.
<Figure 3> Gender and ages of the credit defaulters (%, All=3,615,367)
Source: Source: http://www.kfb.or.kr
There is not any data relating to the amount of debt and income on the whole of credit
defaulters. <Figure 4> and <Figure 5> are the survey data on 465,918 respondents by Credit
Counseling & Recovery Service.
<Figure 4> Amounts of debt (%, $, All=465, 918)
7


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