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Economic Crisis and Consumer Debt in South Korea
Unformatted Document Text:  Source: Credit Counseling & Recovery Service (2004.6) <Figure 5> Monthly income of the credit defaulters (%, $, All=465, 918) Source: Credit Counseling & Recovery Service (2004.6) These sets of data indicate the amount of debt under $50,000 take up 62.3 percent, and even 22.9 percent over $100,000. What is important is that most of them are under $1,000 in monthly income. They constitute 44.5 percent of all credit defaulters. The myth of over-consumption? 8

Authors: Kim, Soon.
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Source: Credit Counseling & Recovery Service (2004.6)
<Figure 5> Monthly income of the credit defaulters (%, $, All=465, 918)
Source: Credit Counseling & Recovery Service (2004.6)
These sets of data indicate the amount of debt under $50,000 take up 62.3 percent, and
even 22.9 percent over $100,000. What is important is that most of them are under $1,000 in
monthly income. They constitute 44.5 percent of all credit defaulters.
The myth of over-consumption?
8


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